Samuel Ward is the NHSNYC loan officer responsible for our First Mortgage Lending program. Mr. Ward joined NHSNYC in 2013 and brings to NHSNYC a wealth of experience in mortgage financing. Mr. Ward has been involved in the mortgage industry for 16 years as a loan officer, processor, underwriter, and owner/operator of a mortgage company. He has worked for several different mortgage financing entities throughout his career. His training and experience in real estate financing and mortgage lending enables him to bring special skills to the process of providing service to low and moderate Income borrowers. Mr. Ward is a graduate of the University of the West Indies with a degree in business, majoring in finance.