Whenourcommunity succeeds,weallsucceed. At M&T Bank, we know how important it is to support those organizations that make our communities better places to live and work. That’s why we offer both our time and resources and encourage others to do the same. mtb.com ©2015M&TBank.MemberFDIC. www.ridgewoodbank.com Goodness Inspires Goodness As a community focused bank, we are proud to offer outstanding service to you and your family. Since 1921, we have provided quality products, convenient services and competitive rates to the communities we serve.