Community Resource Fair

Community Resource Fair

On June 10, 2017, NHSNYC held a Community Resource Fair to celebrate the grand opening of our South Bronx location in the Transit Workers Union (TWU) Counseling Center.  The NHSNYC office is located in the TWU center at 2475 Westchester Avenue and provides housing resources and services to all residents, regardless of union affiliation.  As part of the Community Resource Fair, NHSNYC staff and bank representatives provided information and services related to home buying, home improvement, and mortgage lending.

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Self-Help Tools & Resources

Money Management

FDIC MoneySmart Online Course

Free online course that covers the basics of banking and money management.

Take Charge of Your Credit

Many are unaware of the negative long-term impact that poor credit can have on their financial security and quality of life. The Ad Council has teamed up with The Consumer Bankers Foundation and the Leadership Conference on Civil Rights Education Fund to develop a campaign about simple steps you can take to improving your credit. Click here to learn more.

Protect Your Identity

The National Foundation for Credit Counseling and the Better Business Bureau provide identity theft prevention tips, videos, an interactive quiz to assess your risk of identity theft, and resources for victims. Click here for more.

My Money Financial Calculators

The U.S. Financial Literacy & Education Commission provides easy to use calculators and helpful resources to help you manage your financial future including budgeting and taxes, college planning, retirement planning, savings plans and life insurance. Click here for more.

Create and Manage Your Budget Online

PowerPay is a free service that allows you to create and manage your budget online. It also provides debt reduction tips and tools to help you pay down your debt. For more information click here.

Foreclosure Prevention

Guide to Avoiding Foreclosure

If you are having trouble paying your mortgage, take action now and educate yourself on how the foreclosure process works and the options available to you to help you prevent foreclosure. The U.S. Department of Housing and Urban Development (HUD) provides an online guide to foreclosure prevention resources. Click here to visit the HUD website for more.

Beware of Foreclosure Rescue Scams

Beware of any person or organization that asks you to pay a fee in exchange for foreclosure prevention counseling services or modification of a delinquent loan. Help is Free! Do not pay – walk away! Beware of anyone who says they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt. Never submit your mortgage payments to anyone other than your mortgage company without their approval. For more information, click here to visit the Fannie Mae website. To get free help now, Click here.

Making Home Affordable

This is a federal program designed to help qualified homeowners lower their mortgage payments. Click here to learn more. An NHS foreclosure prevention counselor can provide you with free assistance in obtaining a Making Home Affordable modification, if you qualify. To get free help now, Click here.

Legal Resources

LawHelp/NY ( is an on-line tool for helping low-income New Yorkers solve their legal problems. The LawHelp/NY mission is as follows:

“LawHelp/NY provides, and promotes access to, high-quality online information about free legal services throughout New York, about legal rights in a broad range of substantive areas, about the court system, and about related advocacy, government and social service organizations. We are committed to providing information that is user-friendly, in English, Spanish, and other languages, in order to help low-income and other vulnerable New Yorkers achieve equal access to justice.” is the only comprehensive source of legal referral information in the state and includes:

  • More than 600 free legal service projects & organizations with their contact & intake information.
  • Over 3,000 Know Your Rights and self-help resources covering 15 areas of law.
  • Extensive links to social service, advocacy and government organizations, information about the Court system.
  • Spanish mirror website and legal rights resources in more than 30 languages.

Home Improvement

Neighborhood Housing Services provides loans to homeowners for moderate interior and exterior repairs. Typical projects include roof repair, bathroom and kitchen renovation, electrical and plumbing upgrades, refurbishing of windows, walls and doors, and interior and exterior painting. You may be eligible if you own a house or apartment building from one- to four-units. Loan amounts range from $5,000 to $50,000. A construction services staff person will be assigned to your project to guide you through the process from preparing the scope of work to completion.

Gather the following documents that you will need to complete your loan application.

  • Proof of Ownership
  • Proof of Income
  • Proof of Homeowner’s Insurance (declaration page)
  • Real Estate Tax Statement (unless included in the mortgage)
  • Non-refundable Application Fee
  • Most recent Utility Receipts (Water & sewer, electricity, gas, telephone)

Request an appointment to make your application with one of the locations below.
NHS of Bedford Stuyvesant
NHS of East Flatbush
NHS of the North Bronx
NHS of the Northern Queens
NHS of the South Bronx
At your appointment the Loan Officer will determine your eligibility for the loan and coordinate your next steps.

Your loan officer will schedule a time for Construction Services to conduct an initial site inspection of your home. Your construction services specialist will develop a scope of work for your project and provide an estimated budget for the job.

The next step is to solicit bids from at least three contractors by providing them with the Scope of Work developed by NHS. You will then select the contractor that you would like to complete the work. The contractor you select must be licensed and properly insured. Instruct your contractor to submit directly to your NHS Loan Officer their license, Liability Insurance and Workers Comp Insurance.

To complete your application you must provide your loan office with the work estimate provided by the contractor of your choice and any additional documents requested by your loan officer. Upon approval of your loan by NHS, your Loan Officer will notify you of the closing. At the closing you will agree to the repayment terms of the loan and authorize NHS to pay your contractor on your behalf from the loan proceeds.

Depending on the size of the job, Construction Services will conduct one or more site inspections to ensure that work is being done before payments are released to the contractor. When your contractor has completed the work, NHS will perform a final inspection and issue a certificate of completion.

Donate Online

Donate Online

Please help us in our End of Year campaign to provide the resources to stabilize neighborhoods. Our 30th Anniversary Year has been full. NHSNYC has been there for so many neighbors in need. From fighting in Albany for foreclosure funding to distributing “We Care Clean-up Buckets” we are helping strengthen communities.

Your support at this critical time will enable us to reach real people. People like Isis who faced foreclosure and had nowhere to go. And people who have been hit by Hurricane Sandy and need to rebuild. Each of us can make a difference as we work to recover in the aftermath of Sandy and revitalize neighborhoods in New York City.

Please be as generous as you can when you make your end of year gift.

Neighborhood Housing Services of New York City, Inc.(NHSNYC) Charitable Solicitations Disclosure Statement: Neighborhood Housing Services of New York City, Inc. is tax-exempt under §501(c)(3) of the Internal Revenue Code.

All grants and contributions to NHSNYC are tax deductible to the fullest extent of the law, and will help NHSNYC meet its mission: Neighborhood Housing Services of New York City, Inc revitalizes underserved neighborhoods by creating and preserving affordable housing and providing opportunities for homeownership education, financial assistance and community leadership. Working in partnership with government and business, we are led by local residents and guided by local needs.

A copy of NHSNYC’s financial statements, its state registration information, and a description of our charitable purposes may be obtained by contacting us at: Neighborhood Housing Services of New York City, Inc., 307 West 36th Street, 12th Floor New York, New York, 10018 (212-519-2500), or by contacting the following state agency in accordance with the information below:
New York: The Office of the Attorney General, Charities Bureau, 120 Broadway, New York, NY 10271.

Financial Capability

Financial Capability

Neighborhood Housing Services of New York City, Inc. in partnership with the Neighborhood Trust Financial Partner (NTFP) provides GETTING AHEAD, a 5-week course that provides you the right tools and support to take control of your financial future. Each week you will work with your financial advisor to put together your goals and employ the right plan for your success.

Build Your Financial Action Plan Each Week

Set a wealth-building goal such as homeownership, higher education, entrepreneurship, or retirement. Master your household budget, diminish your debt, patch up your credit, and launch saving for your future.

Week 1: Set a financial goal

Week 2: Develop a budget

Week 3: Reduce your debt

Week 4: Get your credit report

Week 5: Start saving for your future

Managing debt and building wealth shouldn’t be as hard as it seems, if you have a plan. We will assist you in achieving your goals, by helping you to understand the “how and why” of winning financial habits. We will help you create a plan specific to your needs, that helps you reach your goals rather than set just set goals. Our trained staff will provide you the tools to create and achieve meaningful goals. Our innovative program curriculum provides guidance, accountability and encouragement– the result is an achievable financial future.


No matter what your future goals are, chances are you will need solid credit and money management skills to get there. If you need to work on repairing your credit, reducing your debt or building your savings, we can help. Take the first step in building a brighter future by contacting us today.