Neighborhood Housing Services of New York City, Inc. will administer the Home Emergency Loan Program (Project HELP) to homeowners who are in need of emergency repairs. This new program is made possible by Initiative Funds from the New York City Council. The New York City Department of Housing Preservation and Development (HPD) will provide oversight of the program. 

Project HELP will assist low- and moderate-income owners of one- to four-family homes or condominiums in the five boroughs of New York City address hazardous and/or emergency conditions within their homes. Emergency loans under this program are conditional loans up to $20,000 and will be awarded to owners who meet the criteria guidelines of the program. A lien in the form of a conditional mortgage will be placed on the property for ten (10) years. No repayment is required unless the property is sold or refinanced during the term of the conditional loan (see Terms below).

NHSNYC will also target senior homeowners (60 years old or above) and preference will be given to renovations that provide access for persons with disabilities or who are handicapped. 

Ultimately, Project HELP will significantly stimulate the stabilization and preservation of our diverse neighborhoods through an affordable and efficient rehabilitation assistance program.


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