Beware of any person or organization that asks you to pay a fee in exchange for foreclosure prevention counseling services or modification of a delinquent loan. Help is Free! Do not pay – walk away! Beware of anyone who says they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt. Never submit your mortgage payments to anyone other than your mortgage company without their approval. For more information, click here to visit the Loan Scam Alert website. To get free help now, click here or call 311.