Are you behind in your mortgage? It may not be too late to save your home. Unfortunately, many homeowners who are behind do not seek help until it’s too late. You don’t have to suffer in silence. NHSEF counselors will work with lenders and servicers to make your mortgage payments affordable, all for free. Referrals for free legal consultation are also available.

Our services include:

• Evaluating modification programs you may be eligible for
• Negotiating lower payments with servicers and lenders
• Assisting customers with hardships letters and budgets
• Referring you to free legal assistance if necessary
• Applying for financial and hardship assistance if eligible

Every Tuesday at 2pm and every third Thursday of the month at 6pm, NHSEF hosts the Free Foreclosure Prevention Open House. There, we will explain the mortgage modification process in plain English. You will also meet with a counselor to discuss your personal situation. During the intake process, counselor will need a list of documents in order to assist. Click here for the documents check list. Also, click here for date of the next free Foreclosure Prevention Open House.

To register for an upcoming Foreclosure Prevention Open call 718-469-4679 or click here:

NHS of East Flatbush

If you are unable to make any of the Open Houses due to schedule conflicts or you have been served, please contact our Foreclosure Prevention Department at 718-469-4679 or click below:

NHS of East Flatbush

Wondering if you may be eligible for President Obama’s Making Home Affordable Program?

Click here for more info.

Free Mortgage Check-up

Your counselor will conduct a quick review of the terms of your current mortgage and determine whether or not it fits your current financial needs and your future financial goals. The counselor will also compare the interest rate to today’s rates to see if a refinance could result in a rate reduction. The counselor will also check for any adjustable terms or balloon payments that you may not be aware of. At the end of the mortgage checkup, your counselor will either recommend that you explore a refinance or keep your current loan.

Beware of Foreclosure Modification Scams

Already in a vulnerable position, many homeowners across the city and country are losing their homes and savings to Foreclosure Modification Scams. Don’t be taken advantage of. Click here to learn more or to report an abuse.