|
If you are having a
problem with your mortgage loan because...
-
You
can’t afford your monthly payment,
or don’t think you’ll be able to in
the future
-
You
can’t pay your other bills, or save
any money
-
You’re going through a life change,
like a job loss, death of a spouse,
injury, etc.
-
You
can’t manage all your debt
-
You
are receiving past due or
foreclosure notices
...NHS
would like to help you.
To deal with your
mortgage problems, we urge you to act
quickly to contact NHS or another
non-profit, HUD-certified counseling
agency. NHS and other agencies may be
able to help you, depending on your
situation, but it is critically
important to begin working together on
your situation early, preferably
before you begin to miss payments.
NHS has
assigned new counselors to foreclosure
prevention and established a partnership
with the Homeownership Preservation
Foundation to provide help to New York
City residents. Our counselors can:
·
Analyze your situation
·
Teach you how to approach
your lender
·
Help you develop a
spending plan that works
·
Help you manage your debt
·
Show you how to access
refinance opportunities.
To start the process, please
telephone the NHS Foreclosure
Prevention hot-line at (718) 732-8118.
If you do not reach an NHS staff member
immediately, someone will return your
call within 48 hours. Alternatively,
you may click
here to send
us an email. Please remember to
give us your zip code in the email. |